Financial Aid

Paying for college can be a daunting task, but we are here to help

What is a FASFA and how do I fill one out?

How do I create an FSA ID in order to file for the Free Application for Federal Student Aid (FAFSA)?

The FSA ID ― a username and password ― has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you do not already have an FSA ID, you can create one at https://fsaid.ed.gov.

 


Here is a great student guide on the FASFA: Click Here to Watch

Links to required forms, federal, state and institutional

Where do I go for Entrance and Exit counseling?
    • For Federal entrance counseling, visit this website.
    • For Federal exit counseling, visit this website.
    • As a Massachusetts resident who borrowed private loan funds from the State of Massachusetts, please complete Exit Counseling by following the steps below:
       
      1. Go to http://www.ecsi.net
      2. Enter the school code: 4F
      3. Enter your social security number
      4. Enter the 5-digit PIN from ECSI which should have been emailed to you
      5. Click on “Manage your school loan account” and proceed to Exit Counseling
      6. Contact ECSI at 1-888-549-3274 for assistance if needed

 

What is the financial aid code of conduct?

This is just a little snippet about what we will and will not do regarding financial aid and some of your personal information.

 

The following Code of Conduct is published in accordance with the statutory requirements of The Higher Education Opportunity Act (HEOA) of 2008 Section 487 (e) and applies to the officers, employees, and agents of Northpoint Bible College.

  • Northpoint Bible College personnel will not enter into a revenue sharing arrangement with any lender.
  • Northpoint Bible College personnel and/or their families will not receive "gifts" from any lender, guaranty agency or organization which services educational loans. A "gift" is considered any gratuity, favor, discount, entertainment, hospitality, loan, or other item having monetary value of more that $10.
  • Northpoint Bible College personnel will not, for any first time borrower, assign, through the award packaging or any other method, the borrower's loan to a particular lender, neither refuse to certify nor delay the certification of any loan based upon the borrower's selection of lender.
  • Northpoint Bible College personnel will not request or accept staffing assistance from any lender.
  • Northpoint Bible College personnel will not accept any fee, payment or other financial benefit from any lender or affiliate as compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to educational loans.
  • Northpoint Bible College personnel will not request or accept any offer of funds from any lender to be used for private loans, including funds for an "opportunity pool loan"* to students in exchange for providing concessions or promises to the lender for a specified loan volume, specific number of the Title IV loans made, insured, or guaranteed, or for a preferred lender arrangement.

 

*Private education loan made by a lender to a student or the student's family which involves a payment by the college to the lender for extending credit to the student.

What type of federal aid is available?

Pell Grant

This is awarded to eligible students based on need, and grants do not have to be repaid.

 

Supplemental Educational Opportunity Grant

This is awarded to the most needy students, and does not have to be repaid. These funds are limited, so an early FAFSA filing is necessary to receive this award.

 

Federal Direct Loan

This loan is obtained from the U.S. government's Direct Loan program at low interest rates and consists of subsidized (the government pays the interest for you while you are in school) and unsubsidized (you pay interest while in school or allow it to accrue, that is, interest will be added to the principal amount and you will end up paying interest on interest) loans. Repayment of principal and interest begins six months after you graduate, withdraw, or drop below half-time status. Loans may not exceed your cost of attendance.

 

Federal Parent Loan (PLUS Loan)

This loan is issued by the U.S. government's Direct Loan program to the parents of dependent undergraduate students who qualify. Repayment of principal and interest begins sixty days after the final disbursement.

 

Federal Work Study

This provides funds which student earns through an on-campus or community service job. Funds for this are limited so an early FAFSA filing is necessary.

Who should apply for financial aid?

In short, everyone. Each family's circumstances are different and you will not know if you qualify for federal or state aid unless you complete the FAFSA. Your FAFSA can be completed online at http://fafsa.gov.

What scholarships are available?

We have a great variety of available scholarships. You can view Northpoint scholarships here. Please note, the application deadlines are September 15th for the fall semester and January 15th for the spring semester.

 

There are also a number of scholarship providers that exist outside of Northpoint. Our favorite are below:

What should I expect to pay?
Full-Time Fall Spring
Tuition $5,250 $5,250
Housing $2,850 $2,850
Meal Plan* $1,450 $1,450
Fees $550 $460

 

*The meal plan is required if you are full-time and on campus. If you live off-campus or are taking under 12 credit hours, you are not required to purchase a meal plan.

 

Refundable Deposits

The room deposit (for on campus students) is $100, and the mailbox key deposit is $12.50. These can both get refunded at the end of your time at Northpoint if you meet the requirements.

 

Miscellaneous Fees

These only apply to some.

Fee Cost
Course Fee (if taking under 12 hours or over 17 hours) $345/credit
Fridge or A/C $70/semester
Vehicle Registration $55 on campus, $35 off campus
Lab Fee (for computer courses) $175
Audit Fee $175/credit
Music Fee $175/credit

 

Northpoint Credit Policies

  • Fifty percent of semester charges are due at registration. Financial aid can be applied toward the down payment. The semester balance can be made in monthly installments or by equal payments of the remaining balance on October 15 and December 1 for the Fall semester. Spring semester payments dates are March 1 and April 15.
  • Special billing charges and arrangements pertain to married students, please contact Northpoint Student Billing Office for details at (978) 478-3400 [ext. 3426].

 

Net Price Calculator

  • If you would like to estimate how much money it will cost you to attend school here, please feel free to utilize our net price calculator here.

 

View our PDF version of the Undergraduate Fee Schedule here.

View our PDF version of the Graduate Fee Schedule here.

View our PDF version of the Grand Rapids Campus Fee Schedule here.

 

Does Northpoint offer scholarships?

Northpoint offers a variety of scholarships and financial assistance. Visit our Financial Information page for more information.

Full-Time Fall Spring
Tuition $5,250 $5,250
Housing $2,850 $2,850
Meal Plan* $1,450 $1,450
Fees $550 $460

 

*The meal plan is required if you are full-time and on campus. If you live off-campus or are taking under 12 credit hours, you are not required to purchase a meal plan.

 

Refundable Deposits

The room deposit (for on campus students) is $100, and the mailbox key deposit is $12.50. These can both get refunded at the end of your time at Northpoint if you meet the requirements.

 

Miscellaneous Fees

These only apply to some.

Fee Cost
Course Fee (if taking under 12 hours or over 17 hours) $345/credit
Fridge or A/C $70/semester
Vehicle Registration $55 on campus, $35 off campus
Lab Fee (for computer courses) $175
Audit Fee $175/credit
Music Fee $175/credit

 

Northpoint Credit Policies

  • Fifty percent of semester charges are due at registration. Financial aid can be applied toward the down payment. The semester balance can be made in monthly installments or by equal payments of the remaining balance on October 15 and December 1 for the Fall semester. Spring semester payments dates are March 1 and April 15.
  • Special billing charges and arrangements pertain to married students, please contact Northpoint Student Billing Office for details at (978) 478-3400 [ext. 3426].

 

Net Price Calculator

  • If you would like to estimate how much money it will cost you to attend school here, please feel free to utilize our net price calculator here.

 

View our PDF version of the Undergraduate Fee Schedule here.

View our PDF version of the Graduate Fee Schedule here.

View our PDF version of the Grand Rapids Campus Fee Schedule here.

 

Financial Literacy

Please follow the links below if you want some helpful tips on managing your finances. It may seem overwhelming at times, but there are a large number of resources that can help you! Additionally, if you would like to chat with us in the Financial Aid Office, we would be happy to walk you through some tips and point you in the right direction. Please send us an email, and we will respond as soon as possible!

We have a great variety of available scholarships. You can view Northpoint scholarships here. Please note, the application deadlines are September 15th for the fall semester and January 15th for the spring semester.

 

There are also a number of scholarship providers that exist outside of Northpoint. Our favorite are below:

World Changers Scholarship

This scholarship is designed to help students pay for college, graduate with less debt, and get into ministry faster. This program is available because of a generous donation to the college, and allows new, full-time, on-campus students to receive up to an $8,000 scholarship!

ACT Score

GPA

%

Top of Class Rank